While big banks keep you waiting, we're already started on your solution. Founded by entrepreneurs, we know that behind every business is a dream worth fighting for. That's why every decision is made locally and every relationship matters.
6-Month CD
4.35%
APY
Lock in exceptional returns while keeping your money local and your community strong.
Annual Percentage Yield (APY) listed assumes that principal and interest remain on deposit at the same rate until maturity. CD will automatically renew on maturity at the current APY for that term. Minimum deposit to open certificate and obtain stated APY is $500. A penalty will be assessed for early withdrawal and could reduce earnings on this account. Interest and APY rates are subject to change without prior notice.
Lock in exceptional returns while keeping your money local and your community strong.
Annual Percentage Yield (APY) listed assumes that principal and interest remain on deposit at the same rate until maturity. CD will automatically renew on maturity at the current APY for that term. Minimum deposit to open certificate and obtain stated APY is $500. A penalty will be assessed for early withdrawal and could reduce earnings on this account. Interest and APY rates are subject to change without prior notice.
Your success is our business.
Five Rivers Bank delivers the speed, expertise, and personal attention that Bergen County deserves.
Five Advantages. Countless Opportunities.
Rapid Response
Decisions made here by bankers who know your market. Approvals in hours, not weeks.
Fair & Flexible
No hidden fees and no strict rules. Our flexible approach means we support you when business gets tough.
Proactive Solutions
We do more than process transactions. We connect you with partners and help solve challenges before they grow.
Direct Access
Work directly with bankers who know your industry and have the authority to create solutions that work.
Smarter Banking
Powerful tools that make banking easy. Track cash flow, automate payments, and manage everything from your phone.
Whether you're building a business or building your future, you deserve banking that puts you first. Every personal banking client gets the same responsive service and local decision-making that makes Five Rivers different.
Move Your Money with Confidence.
Our app puts Five Rivers Bank right in your hands, helping you take care of business anytime, anywhere.
SmartSafe
Experience seamless cash management that empowers your business to thrive. With SmartSafe you can focus on what matters most — growing your business and enjoying life.
SmartSafe
Experience seamless cash management that empowers your business to thrive. With SmartSafe you can focus on what matters most — growing your business and enjoying life.
Allpoint ATM Network
Experience seamless access to your funds with over 55,000 participating ATMs across the U.S. and around the globe-all without any fees!
Allpoint ATM Network
Experience seamless access to your funds with over 55,000 participating ATMs across the U.S. and around the globe-all without any fees!
Zelle
Send money to friends and family easily, wherever they bank. With Zelle, you get fast and secure transfers that keep you connected.
Zelle
Send money to friends and family easily, wherever they bank. With Zelle, you get fast and secure transfers that keep you connected.
Remote Deposits
With Remote Deposit Capture (RDC), you'll be able to deposit checks directly from your office — no need for a trip to the bank.
Remote Deposits
With Remote Deposit Capture (RDC), you'll be able to deposit checks directly from your office — no need for a trip to the bank.
Intrafi
Worried about large cash balances? Intrafi offers peace of mind with innovative solutions tailored to protect your funds.
Intrafi
Worried about large cash balances? Intrafi offers peace of mind with innovative solutions tailored to protect your funds.
Prosperity Flows Both Ways
When you bank with Five Rivers, you’re fueling growth right here at home. We’re investing into the community through small business loans, creating local jobs, and supporting area nonprofits.
Local First
90% of our loans go to businesses within 50 miles of our branches
Community Investment
$10 million reinvested in community programs over the last 5 years
Jobs Created
Our business loans have created over 1,200 local jobs since 2025
Our story of shared success
Five Rivers Bank was founded by local entrepreneurs who knew firsthand the frustration of being overlooked by big banks. Rooted in the values of honest work, sharing success, and being of service to others, we built a bank that sees potential where others see paperwork.
Today, we're guided by those principles: every customer is a neighbor, every business is an opportunity to strengthen our community, and every banking relationship is built on mutual respect and shared prosperity.
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